Headline October 24, 2019/ '' 'WALLET DIGITAL WALNUT' ''



SO MANY STORES NOW ACCEPT payments from smartphone apps that in some places it's almost possible to get through the week and zip through checkouts without fumbling for cash, cards or plastic store-rewards tags.

Your phone's digital wallet is also a handy place to store electronic airline boarding passes, event rockets and much, much more.

But there are still many people who haven't tried mobile payments or don't know how to organize their digital wallets. If you are one of them, this guide is for you.


Apple Wallet [which house Apple Pay], Google Pay and Samsung Pay are three common payment apps, and one of them is most likely on your phone already. Your app store has others, but make sure you pick a trusted platform.

While you can use your payment method for in-app ans online purchases, you'll need a mobile device with a near field communication [N.F.C] chip inside to pay at the terminals in stores. Most recent smartphones are equipped with N.F.C. and Samsung's system also works with magnetic stripe and chip card readers. Some smartwatches also have mobile pay apps.


You must protect your digital wallet's content with, so make sure your phone's settings are configured to lock with the screen with a passcode or biometric method like a fingerprint, a face scan, or an iris scan - which you also need to authorize purchases.

As for your financial information, payment apps use encryption and other technology to further lock up data; security measures are detailed on the Apple, Google and Samsung sites.

Worried about a lost phone? Apple, Samsung and Google allow you to remotely wipe your device.


When you first open a payment app, it guides you through adding your credit or debit card. Typically, you just open the app, tap the ''Get Started'' or ''Add Payment Card'' button and follow along. You scan or type in your card number, and wait for confirmation and verification from the card's backing financial institution.

If you would rather read-up on the setup steps before plunge in, guides on how to configure Apple Pay, Google Pay and Samsung Pay are on the company support sites.

Beyond credit and debit cards, the apps also walk you through configuring peer-to-peer payments like Apple Cash. Google Pay's funds exchange or Samsung Pay Cash. PayPal accounts can also be linked to Apple Pay, Google Pay and Samsung Pay.


When you are ready to pay for purchases in stores that accept mobile money, just open your digital wallet app, hold the phone near the wireless reader at the register and authorize the payment with your security code. Your phone's screen will confirm the transaction.


Like its physical counterpart, your digital wallet will eventually need pruning when it becomes cluttered with outdated passes, or you want to remove or change a payment card.

With Apple Wallet in iOS 13, you can remove multiple passes by scrolling down to tap the Edit Passes button and deleting the tickets and boarding cards you no longer need.

To delete or edit individual passes and cards open on the screen, tap the icon in the top-right corner to get to the controls.

The Wallet & Apple Pay area of the iOS setting also lets you manage your credit and debit cards.

In Google Pay, delete a loyalty card and pass open onscreen by tapping the More icon in the upper-right corner and choose Remove. To delete a payment card, tap the Payment tab and then the More icon.

Samsung Pay uses a similar approach to remove cards: Open the app, tap Menu in the upper-left corner and then Cards [ or Membership if you're deleting a reward card] , and choose the one you want to delete. Tap the More button, Delete Card and follow the instructions onscreen.

The Honor and serving of the Latest Global Operational Research on Digital Wallet, continues. The World students Society thanks author J.D. Biersdorfer.

With respectful dedication to the Students, Professors and Teachers of the World.

See Ya all on Facebook, prepare and register for Great Global Elections on The World Students Society : www.wssciw.blogspot.com and Twitter - !E-WOW! - The Ecosystem 2011.

''' Tech Tips '''

Good Night and God Bless

SAM Daily Times - the Voice of the Voiceless


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