10/09/2014

Are Student Loans Financial Aid?


There is no doubt that student loans have helped students who otherwise couldn’t afford to go to college gain access to higher education, but are these loans financial aid? Families normally don’t think about this question until they receive financial aid award letters. But it’s really important this question is pondered during the college application process because then families can decide together what can kind of aid they’ll accept for both themselves and their children.

Defining student loans as loans

This Salon article discusses looking at student loans for what they are: loans.

“ Student loans are an economic transaction, the same as if the government had contracted out to build a bridge or hired a person to serve in the military or police force or be a teacher. The money spent here isn’t “aid.” Hiring someone to build a bridge exchanges labor for cash. Student loans exchange cash now for cash later plus interest.”

Student loans should never be looked at as free money for education. They come with interest rates charged and really are financial transactions. Parent loans are also financial transactions. Families need to think about these loans in similar ways as they would other types of loans. Does that mean they’re bad? No. When individuals takes out a car loan, it’s because they need a car to get to and from work or school. They’re not thinking, “Great, I just got a loan for nothing.”  They’re thinking, “I borrowed money for this great car.” As long as education debt is borrowed at reasonable amounts, the answer is the same for education loans.

www.forbes.com/

Teenagers to start school at 10am in Oxford University sleep experiment

Thousands of GCSE students will start lessons an hour later to see if it improves their exam results


Tens of thousands of children will start school at 10am in a ground-breaking new experiment by Oxford University to see if later classes can improve exam results.
GCSE students from more than 100 schools across England will take part in the four-year project based on scientific evidence which suggests teenagers are out of sync with traditional school hours.
A pilot study at Monkseaton High School in North Tyneside in 2009 found that starting an hour later improved grades in core subjects by 19 per cent.

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Headline Oct 10, 2014/


''' AMSTERDAM ON THE WILD SIDE '''




IN WINTER AND EARLY SPRING  commuters on the fast train between Amsterdam and Vissingen  are sometimes confronted with the sight of-

Emaciated and dying cattle,  horses and deer, and the carcasses of earlier victims being picked over by scavengers.

So, lets take a look at a Dutch experiment to  recreate  nature red in tooth and claw 

The railway line skirts the edge of  the  Oostvaardersplassen  ,  56 square kilometres  of Dutch soil, that constitute one of Europe's most-remarkable conservation efforts.

The Oostvaardersplassen is the world's most visible example of  Pleistocene rewilding, the idea of reintroducing the megafauna that man wiped out as he spread across the globe.

The idea is more popular in theory than in practice. There is a rewilding park in Siberia, with Yakutian horses, wisent, wapitis and muskox, but hopes to reintroduce America's megafauna have got no further than releasing some large Mexican tortoises in a ranch owned by Ted Turner, a media mogul.

The Oostvaardersplassen was reclaimed from the sea in the  1960s and intended for use as an industrial estate, but in the gloom of 1970s it lay vacant. 

The idea of reintroducing Pleistocene fauna came from Frans Vera, a government scientist. He got hold of some Heck cattle, a German attempt, under the patronage of Hermann Goring, to recreate aurochs   (strong wild creatures untainted by domestication or  foreign stock)-

By breeding primitive cattle from zoos, from Poland he imported Konik ponies, said to be descended from tarpans, the last of Europe's wild horses. He shipped in red deer, which were strong among Europe's original inhabitants. 

The population of horses and deer exploded : at the peak there were 1,200 horses. With so much grazing, the trees died, and the area turned into grassland and marsh.

To Mr Vera, that offered support for his theory that  pre-human  Europe  was not covered in forests, as has been widely assumed, but was primarily grassland. Vast numbers of birds arrived, including  29  endangered species.

Sea Eagles started  to breed in the  Oostvaardersplassen  in  2006, and have since spread beyond its borders.

As the herbivore population grew,  food supplies became thinner, and so did the animals. That was when the political problems  started. 

Animal welfare is a big issue in the Netherlands: Partij Voor der Dieren  (Party for the Animals)-

Holds two seats in the House of Representatives and one in Senate. 

A video clip of a starving  red deer calf shown on  prime-time television did not help. ''There was an uproar,''  says Hans Breeveld, the park's warden.'' People were asking how this could happen in a civilised society.''

The  Oostvaardersplassen has twice been investigated by government committees. It survived, but its freedom constrained. These days its managers required to undertake  ''early reactive culling''   -a polite phrase for shooting animals before they starve to death.

The political pressure has lessened, partly because starvation brought herbivore numbers down sharply, but plans to expand the reserve have been put on hold.

As a sight, the  Oostvaardersplassen is extraordinary. in one of the world's most densely populated regions, Amsterdam now has a wilderness beside it that looks like a bit of African savannah, with herds of grazing herbivores and flocks of birds wheeling above them

Its scientific value is limited by the absence of large predators that in the Pleistocene era would have kept herbivore numbers down. They would help settle the debate about whether ancient Europe was grassy or forested.

They may not be absent for long. In July a dead wolf was found in the Netherlands for the first time since the  19th  century.

More will follow : thanks to legal protection from the  EU  and to growing land abandonment,  wolves are spreading through Western Europe.

If they get to the Oostvaardersplassen, they should provide added interest for the commuters.


With respectful dedication to the Students, Professors and Teachers of Europe. See Ya all on !WOW!  -the World Students Society Computers-Internet-Wireless:


''' Every Diversity '''

'''Good Night and God Bless

SAM Daily Times - the Voice of the Voiceless

5 Things to Know About the Soon-to-Be Swedish Royal's Style

We love to play the “Royal Spotting” game in the PEOPLE offices. And there’s a new soon-to-be duchess that needs to be on your radar. She’s crazy-stylish, has great hair and is set to marry Prince Carl Philip, Duke of Värmland and Prince of Sweden, next year (in what’s bound to be a very lavish ceremony). Her name is Sofia Hellqvist, and she’s a Swedish model and former reality TV star who has been dating Prince Carl since 2009. Below, check out five more things you need to know about her.




1. She’s an A-List Wedding Guest: And a very well-dressed one at that. Hellqvist stunned in a lavender gown at the wedding of Prince Carl’s sister (her soon to be sister-in-law) Princess Madeline last year. She also stunned in a blush one-shoulder design at the royal wedding of Gustaf Magnuson and Vicky Andren. Bottom line: She always nails black-tie attire.




2. Her Fascinator Collection Is Very Extensive: When you’re a royal-in-training, fascinators are a key accessory. Hellqvist rarely attends an event without wearing one.




3. Her Blowout Rivals Kate‘s: We’re not trying to cause a war overseas, but we just think it must be a universal requirement to have great hair if you’re going to marry into royalty.




4. Her Engagement Ring Is Gorgeous (and So Are Her Engagement Pics): Prince Carl proposed with a gorgeous round oval stone surrounded by a halo of diamonds on a double diamond band. (Fairytale stuff.)




5. She Has Multiple Tattoos : That’s right, she has a butterfly inked on her side and what looks like a sun on the top of her spine. And we love her for it.


Source : Style Watch